Mortgage Advice in Chesterfield
The market town of Chesterfield offers tradition and history alongside exceptional access to Derbyshire’s Peak District. Plans to develop Chesterfield Waterside also offers potential homeowners a more modern way to live in Chesterfield. Looking further afield, areas such as Brampton (S40), Hasland (S41), Calow (S44) and Cutthorpe (S42) are popular areas with families and those looking for a greener place to call home within a short distance of town. When it comes to property in Chesterfield, whether you’re looking for a First-Time-Buyer Mortgage, looking to renew your Fixed Rate Mortgage or exploring the world of property investment and Buy-To-Let Mortgages, the right place to start is getting good mortgage advice.
Mortgage interest rates are in a constant state of flux and trying to find the best mortgage lenders for you across a vast array of mortgage products can be both time consuming and confusing. Our Mortgage Advisers have both the tools and the experience to quickly and effectively search the right mortgage for you. We’ll take the time to understand your circumstances, your needs and your finances so that our mortgage advice is tailored to your goals and budget.
MORTGAGE ADVISERS IN CHESTERFIELD
3Sixty Financial Solutions offer mortgage advice in Chesterfield in the form of telephone or zoom call. You’ll also get your own dedicated Adviser and your own dedicated Case Handler.
3Sixty Financial Solutions is part of one of the largest financial service networks in the UK and our Mortgage Advisers have access to a panel of over 70 lenders and their products. Our clients are located across the UK and our Google reviews will show we’re pretty good at what we do.
The truth is, you’ll never truly know the worth of your Mortgage Adviser until there’s a complication with your mortgage application. Our 15+ years’ experience and our direct relations with lenders’ Business Development Managers (due to our scale and volume of business) mean we can work quickly and efficiently to resolve any such complications, question criteria and find lending solutions that simply aren’t accessible to all mortgage brokers.
Click here to book an appointment to speak to one of Advisers
REMORTGAGE ADVICE IN CHESTERFIELD
Looking to remortgage your property in Chesterfield? 3Sixty Financial Solutions can help. We source from a panel of over 70 lenders and have over 15 years experience in giving mortgage advice.
Most lenders allow you to lock in a rate up to 6 months before your Fixed Rate Mortgage comes to the end of its initial term. If you’re looking to remortgage in Chesterfield we recommend speaking to us as close to this 6 months mark as possible.
You may also wish to remortgage a property in Chesterfield for capital raising in order to renovate, extend or buy additional property. Whatever your needs our Mortgage Advisers will guide you through your options.
Our mortgage appointments are free of charge and can be booked at a time that suits you.
Click here to book an appointment to speak to one of Advisers
FIRST-TIME-BUYER MORTGAGE IN CHESTERFIELD
First-Time-Buyers in Chesterfield can benefit substantially from seeking good mortgage advice. Buying your first home will likely be a steep learning curve with many new processes, terminology and challenges.
It would help to speak to someone like a 3Sixty Financial Solutions Mortgage Adviser who can talk you through the whole process, answer any questions you might have and who’ll provide you with a dedicated Case Manager that will progress your application through the various stages of buying, applying for a mortgage, conveyancing and finally completion. It’s important you find a Mortgage Adviser that you can trust and speak openly with. A quick look at our Google reviews might help you decide to choose 3Sixty.
We’ll talk when it’s convenient for you, take the time to understand your financial situation and start the application process.
View our First-Time-Buyers Guide.
HOME MOVERS IN CHESTERFIELD
You may not be new to the buying process and you may have been through the mortgage process before. You may also think staying with your current lender will get you the best deal.
If you’re moving home in Chesterfield or relocating elsewhere, there really are a lot of things to consider. Aside from the stress of finding your new home, packing, schools and the move itself, you’ll likely need to review your existing mortgage.
Porting your mortgage (transferring your current mortgage rate and all the associated terms and conditions to a new property when you move) may be an option, but you may wish or need to increase your borrowing, which in turn may require you to make a product switch.
There may be Early Repayment Charges (ERC’s) if you’re still within your initial fixed term and you will certainly want to look at the most recent mortgage interest rates. Our Mortgage Advisers will talk you through all the scenarios and all your options, helping you make sound financial decisions without the stress, so you have one less thing to worry about.
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BUY-TO-LET MORTGAGE ADVICE IN CHESTERFIELD
Becoming a Buy-To-Let Landlord in Chesterfield can be a great investment and potential side income. You may want to take it further and become a Property Developer or Portfolio Landlord.
Whatever your reason for looking at Buy-To-Let mortgages in Chesterfield you’re going to want good mortgage advice. 3Sixty Financial Solutions has been giving mortgage advice since 2008 and have several Portfolio Landlords in Chesterfield and across the UK. If you’re looking to purchase your first rental property in Chesterfield and have no idea where to start, our team of specialist Mortgage Advisers in Chesterfield can guide you through the entire process, giving you the confidence to become a Property Landlord for the first time.
Existing landlords in Chesterfield can benefit from a review of their portfolio as well as be certain that remortgage and penalty expiry dates are structured and tracked via our comprehensive Customer Relationship Management (CRM) system, so you need never miss a review date.
*Not all Buy-to-Let Mortgages in Chesterfield are regulated by the Financial Conduct Authority.
HELP-TO-BUY MORTGAGE ADVICE IN CHESTERFIELD
Looking online for support about getting onto the property ladder can be difficult. There’s so much information out there it’s hard to get a definitive answer. We can help.
The government launched the Help-to-Buy scheme in 2013 which was designed to help First-Time-Buyers get that all-important first step onto the property ladder.
You may have taken advantage of the Help-To-Buy scheme in Chesterfield and you may be looking to repay the government loan of 20% of the property value (40% in London) known as a “Help to Buy Equity Loan”, or just looking to remortgage, and leave the loan in place.
As not all lenders support the Help-to-Buy Scheme, 3Sixty Financial Solutions can help you navigate the market to find you the most appropriate deal for your circumstances.
Get in touch with one of Advisers if you’d like to know more